BUILD ON ACI

Embed a standard for digital credit risk.

Integrate deterministic, verifiable ACI Risk Indicators across products, workflows, and client experience. ACI provides a consistent, organisation-wide risk layer — aligned across teams, reproducible across time, and independently verifiable.

Enterprise API ·Deterministic outputs

Real-time updates ·White-label deployment

Base URL ·api.aethoncredit.com

Embed risk indicators

Integrate ACI Risk Indicators into client-facing products, internal systems, and reporting — unified scoring across assets and providers, full score decomposition and metadata, and consistent outputs across all environments.

Trigger risk workflows

Drive alerts, limits, and internal processes from changes in ACI Risk Indicators — portfolio monitoring and threshold alerts, risk escalation and review triggers, and consistent rules across teams and systems.

Deploy under your brand

Deliver ACI-powered intelligence within your own product and client experience — fully white-labelled interfaces, API-first or embedded delivery, your brand and your distribution.

Production-grade API

✓Deterministic outputs — identical inputs produce identical results
✓Real-time scoring — continuously updated risk indicators
✓Historical snapshots — reconstruct decisions against fixed versions
✓Full score decomposition — criterion-level visibility
✓Versioned framework — every output tied to a specific release

Get API access →

GET /api/v1/scores/nexo
Authorization: Bearer YOUR_API_KEY

{
  "name": "Nexo",
  "final_score": 68,
  "risk_band": "MEDIUM",
  "confidence": 0.82,
  "framework": "ACI Framework v1.0",
  "criterion_scores": {
    "reserveQuality": 72,
    "regulatoryAcct": 64,
    "liquidity": 70
  },
  "verified": true,
  "scored_at": "2026-04-09T08:00:00Z"
}

Typed SDKs, ready to ship.

TypeScript

import { ACI } from '@aethon/sdk'

Python

from aethon import ACI

Built-in retries, authentication, and deterministic response handling.

Event-driven risk updates

score.changed

Fires when a provider's ACI Risk Indicator changes materially

band.changed

Fires when a provider moves between risk bands

issuance.new

Fires when a new issuance enters the coverage universe

View webhook documentation →

Deploy ACI under your brand

Deliver institutional-grade, verifiable credit intelligence to your clients — fully embedded, fully branded.

Request Enterprise Access →Talk to Sales →

Fully white-labelled

Your brand, your interface, your client experience

Infrastructure-ready

API-first, modular, and scalable across systems

Compliance-ready

Audit trails, methodology transparency, regulator alignment

Client-facing dashboards

Expose scores, risk, and yield within your products

Internal risk systems

Portfolio monitoring, alerts, and thresholds

Investment committee workflows

IC memos, due diligence, and suitability documentation

Advisory and reporting

Branded outputs, client-ready materials

1

Connect to ACI API. Authenticate and retrieve risk indicators.

2

Configure scoring and assets. Define coverage and internal thresholds.

3

Embed or white-label UI. Integrate into products and workflows.

4

Deploy across teams and clients. Standardise risk across the organisation.

Enterprise features

✓Multi-tenant architecture

✓Role-based access control

✓Custom scoring overlays

✓Data export and audit logs

✓SLA and uptime guarantees

✓Dedicated account support

Enterprise pricing

Enterprise pricing is tailored to scale and use case.

Talk to Sales →

Independent verification

Every ACI Risk Indicator is cryptographically anchored to the Bitcoin blockchain. Any third party can verify integrity, timestamp, and consistency — without trusting ACI.

Bitcoin-Anchored

Every ACI Risk Indicator is cryptographically timestamped on the Bitcoin blockchain via OpenTimestamps.

CRO Approved

No score reaches the platform without explicit Chief Risk Officer approval.

Independently Verifiable

Anyone can check authenticity against Bitcoin — no trust in ACI required.

Verification API

GET /api/verify/{scoreId}

{
  "verified": true,
  "provider": "Coinbase Earn",
  "score": 91,
  "band": "LOW",
  "hash": "sha256:a3f4b2...",
  "framework": "ACI Framework v1.0"
}

See verification in action →

Build a defensible edge in digital credit risk

Replace fragmented signals with a unified, deterministic, and verifiable risk layer.

Request Enterprise Demo →Get API Access →

Read the full API documentation

View API docs →